How To Get Out Of Debt
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3 Things That Are Keeping You Broke!
You may think or say that what is keeping me broke is not having any money, or not having enough money; which may be true to some degree. In my personal experience, discussions with family, friends, coworkers, and even customers(just your average everyday hardworking person), I find financial struggles often stem from 3 key factors. These 3 key factors are: Mindset, Bad Habits/Priorities, and No Plan. I myself have been a victim of all these. Now that I've found this budgeting community and learning how to manage my finances better, the stress, worries, and sleepless nights have improved. Realizing these 3 factors and taking action are the next steps needed to become financially free.
Mindset:
Negative beliefs about money, like thinking or saying, "I never have money, or I will always be broke," are inherently bad and can sabotage financial growth. Let's shift our mindset, remind ourselves that we are in control, be willing to do the work, acknowledge progress, commit to being successful, express gratitude, cut off negative self-talk before it starts, give ourselves grace, and keep moving forward.
Bad Habits/Priorities
Have you ever made a purchase got home and immediately wanted to take it back, or regretted your purchase(I know feeling a little too well)? Overspending., impulse buying can and will derail your financial goals, leading to unnecessary debt, and financial stress. Being aware of this, and making a budget is the first step toward financial freedom.

3 Things That Are Keeping You Broke!
No Plan:
Having no plan is just a financial disaster waiting to happen. Without a clear financial plan, budgeting goals, tracking of progress, etc.; it's easy to lose control of your money. Having a plan will help to see where all your money is going so that you can adjust as needed, and stop living paycheck to paycheck.
By adjusting these areas, and taking action; you can break free from being financially stagnant, to build the wealth and life you deserve.
Free Resources: Money Matters(My Blog), Blogs, Podcasts, Youtube Channels
Paid Resources: Financial Planner, Trackers, Saving Challenges (www.mlstationery.net)
Disclaimer: I am not a licensed financial advisor or credit consultant. The information presented in this blog post is based solely on my experiences, and should not be considered professional advice. Implementing the shared information is at your discretion, and I can not guarantee any specific results. Also please be aware that links in this blog post may be affiliate links, meaning I may earn a small commission if you purchase through those links, This commission helps support this page at no extra cost to you.
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